30 Day Giving: Savvycents Budgeting Organization Giveaway
Today I have the opportunity of featuring Savvycents as our sponsor for the 30 Day Giving Challenge. Their wallet organizer just officially made my Christmas list! Brad and I have been had to be very strict with our spending this past year, but to be honest we are not on a cash-based budgeting system, but I would love to try it for this upcoming year. If you are not familiar with a cash-based budgeting or an envelope system, it consists of separating your expenses into categories, and spending cash only for those categories. It makes just makes “cents” to use this form of financial accountability.
Here’s the scoop on the Savvycents Wallet:
The Savvycents wallet is not only functional but also fashionable. It contains everything you need to organize your monthly or weekly budget using a cash system. With an accordion style file system inside the wallet you can separate money, coupons, receipts or store discount cards by categories. Your wallet comes with file cards where you can label each category with our pre-printed labels. It also has 6 pockets for debit cards and store discount cards. On the opposite side there is a place for your driver’s license and a place for your checkbook.
Enter to win a Savvycents wallet for your family to use or donate:
- Leave a comment telling me if you have ever tried a cash-based system.
(If you are reading via email or in a reader, please click through to the post to enter.)
Bonus Entries: (Leave a separate comment for each.)
- Subscribe to 4tunate via RSS or by email and/or Follow Me on Twitter. (If you already do – THANK YOU, just leave me a comment to let me know!)
- Like Savvycents on Facebook OR Follow on Twitter
This giveaway will end on Tuesday (11/30) at 9 p.m. EST. The winner will be drawn randomly, and notified via email.
The other bloggers leading the 30-Day Giving Challenge are also giving away Savvycents Wallets. Stop by each of their sites for more chances to win!
- Kingdom First Mom
- Amy Loves It
- Frugal Femina
- Saving And Giving
- For The Mommas
- Life…Your Way
- My Blessed Life
- Resourceful Mommy
- Amy’s Finer Things
We have used a cash based system in the past and it definitly worked for us. We need to be more disciplined in getting the money out of the bank! A debit card is easier to use, but also easier to overspend!
We have not tried a cash based system, but I have been strongly thinking that is what we need to go to.
RSS subscriber
I have never tried a cash-based system.
I subscribe to the e-mail.
I like SavvyCents on Facebook.
I have never tried a cash based system but seriously considering it! I lost my job recently and $$ is super tight. This would be a way to help us stay on budget. Glad to hear about this!!
I subscribe to 4tunate via Google Reader 🙂
I have not tried a cash based budget, but have heard great things about it. Love the wallet!
I don’t necessarily use a cash based budget per say. I only have a savings account and I go to the bank on payday and withdraw all the money for the bills that are due in that 2 week period (paying strictly with cash/money orders). We then have a budge for grocery and a pizza night or two. We have 2 credit cards but those are for long vacations and emergency. I do some internet shopping with one credit card with a low limit. Like having a blog re-design by YOUR AWESOME husband. 🙂 He is currently working on it and I can’t wait. It will be his FIRST dog blog. 🙂 Won’t he be so proud. 🙂 But we use CASH for everything, if we don’t have the CASH we don’t get it. 🙁 Hope you had a Great Thanksgiving. Sherri (HoundDogMom)
We have only a select few department store credit cards…for when the kids need shoes NOW, etc. We don’t have a major credit card…and are trying to pay cash as we go.
We have in the past, but haven’t for several years. I sure hope this would give us the push we need to do as we should.
I follow you.
I also follow on twitter.
Jan
http://www.teensandtriplets.com
I “know” the lady that invented the Savvycents wallet….Her dad was the music minister at my home church! Small world….
My husband and I live on a small income for two people and just recently have started a cash only budget (except for major bills, like student loans, insurance, phone, etc-those get paid by check). We do not own a credit card (in our possession), but my father-in-law keeps a credit card for us (in our name) in case we ever need anything….
At the beginning of every month (after we get out 1st paycheck), I go to the bank and pull out all the money we need for the month: groceries, out to eat money, “fun money,” etc.
I just use regular business envelopes to keep our cash in, but a Savvycents wallet would be perfect for the organizational part of it!
I think the cash system has really helped us….it also keeps my husband responsible for keeping up with his own money….even the change! He hates having change (actual coins) in his pocket, but I tell him that his change adds up to money and if he wants to use all his “fun money” the coins will come in handy….
🙂
I also just “liked” Savvycents on FB….
I have used a cash-based system and it really does make a difference in my spending. HOWEVER, I need to be serious enough to actually leave the darn debit card at home!! This wallet looks fantastic 🙂 Happy Thanksgiving to you and yours.
I pay everything on my Discover, and then it’s a ton easier to track my spending.
Like Savvycents on FB
I’ve never tried a cash system but would like to!
I subscribe to your feed!
LOVE this wallet!! We use the envelope system and I am always stuffing 20 envelopes in my purse when I go shopping. I would love this wallet!!
I also follow you on twitter!
ooo pick me!!! We have used a cash system in the past and it’s proves for so much more discipline. We should go back… (:
I have tried to use a cash based system but we keep getting sidetracked. I know it would be great and this wallet would be awesome.
I am a subscriber via google reader.
We haven’t ever used a cash-based system, but we’re actually planning on starting one in January, so this would be perfect!
I subscribe to your RSS feed!
It took a woman to design this usable wallet. I have had other plastic coupon lilke holders, but this one is the best I have seen.
Never really used a strict cash based system.
I subscribe to your e-mails.
I liked you on facebook.
I really want to try a cash-based system, but never have before!
We are trying to get at of debt and have gone through Dave Ramsey’s Financial Peace program. We use the envelope system. If you are disciplined enough to stick to it, it will save you a lot of money. I would love to win this and not have to pull out my wrinkled old white envelope when I go to the grocery store.
I subscribe to your emails.
I like you on facebook.
I follow you on Twitter.
I ‘LIKE” Savvycents on FB.
I subscribed to your email
I follow savvycents of fb
We use an old bill filing folder so this would be great!
We’ve never tried a cash based system, but we need to do something different for sure.
I have not used the cash based system but its something I’ve been wanting to try out and this would make it easy
I’ve never tried a cash based system – it would be good to try and see if it does help us remain within a budget more easily . I have a feeling that handing over the actual cash and seeing it dwindle would make me think twice before spending!
Cheers, Wilma
I think I should be doing this. LOL It would probably be quite helpful with knowing exactly what is going out and where it is going to.
I follow on Twitter
@five_monkies
I “like” you on Facebook
Brandi Best
Never tried that system before. I’m usually pretty good with staying on a budget since I don’t shop all that much.
Follow you on twitter. @randi094
Follow them on twitter. @randi094
My husband and I switched to the envelope method when I quit working. It’s done wonders for our budget!!
Yep, used a cash based system, worked well, except for purchases online — then you need a credit card (don’t like giving out my debit number online so much).
Wouldn’t mind trying the cash system again.
We do the cash system and love it! I have a great wallet for it but the envelopes inside are paper and are falling apart. This wallet looks perfect! I would be so excited to win!
We are going to a cash system Jan. 1
I subscribe via email.
We have never tried the cash system but I’m really thinking about trying it too!
I subscribe to your blog through google reader.
I like Savvycents on Facebook!
I have contemplated switching to a cash system. Maybe Savvycents is what I need to get motivated!
I use cash now and love it! I have many diiferent pieces in my purse for money, cards and coupons so to have them together would be awesome!
We have used the cash only system for many years now. I know we could always be more disciplined but using the cash only system has kept us from living beyond our means and has saved alot of arguments (not that we don’t have other things to argue about!). It definitely works and I would highly recommend Dave Ramsey’s Financial Peace Program to any and all who have never taken it or who are having difficulties in this challenging economy which we are in right now. May God bless any of you who are courageous enough to try this! Don’t be discouraged immediately; it takes some time but once you get it tweeked, you will definitely have a sense of financial freedom!
Sounds like a great idea. Maybe I need to try it.
I love the Savvycents wallet. What a wonderful idea. … my coupons and envelopes are a mess. This is going on my Christmas “idea” list. Thank you for sponsoring this giveaway!!
I have never tried a cash based system. Although all systems are cash based!
I follow you through rss feed google.
We have tried the cash system many times, but with “rewards” for credit cards, we always find ourselves going back to the ole plastic. But it’s something I’m committed to trying for 1 year to see if it helps us clear out our debt! That wallet is just what we need to get started! And we are a pay-it-forward family so if it works for us, we will share with others!
I do not use a cash envelope method.I do budget and payoff credit cards for gasoline and groceries.
Confirmed email subscriber.
I don’t do a cash system. but my sister does and this would be a great gift for her if I decided not to attempt the cash based system, but it works for her so I may try it.
Yes, I have tried the cash-only system and it is the best way for me to keep my budge on track…sometimes it’s hard to get to the bank to get the cash I need for the week, before I need it, I have to think ahead. 🙂
We use a cash-based system, but it doesn’t function well when my husband doesn’t know which pile of money is for which category in my wallet! This would be a great help!
I have never tried a cash-based system, although we’ve talked about it several times. Maybe this would be just the friendly shove in the right directions we need
I subscribe thru google reader
I don’t use cash for anything. When I have cash – I tend to spend it way too easily. I use an excel spreadsheet that forecasts my budget out for a year or more. I can adjust it as needed when things come up and can do a little long-term forecasting. I check my balances on 3-5 days just to keep on top of it.
I have never used the cash system, but I’m thinking of trying it next year…I hate paying my credit card every month…..lol…..
We just started using a cash system and I’d love to have a wallet like this to stay organized!!!
I have attempted to use the cash systems on a couple of occasions. Unfortunately, I have not always been completely committed since I am a little less than organized. This looks like a great way to organize and maybe stay committed!
I subscribe through google.
We were faithful in using the cash system for a long time when my husband and I first got married, but in the last few years we got away from it and just started doing it again in the last month and we remember why we did it in the first place…it’s awesome! We love the cash system…not only does it help us control our finances better, but we love it when we have extra cash leftover at the end of the month. This wallet looks way nicer and more organized than the envelopes I carry in my wallet!